Your benefit in the UCTRF is referred to as your Accumulated Retirement Savings. 

This is made up of:

Note: If you are a member of the UCTRF who was 55 or older on 1 March 2021 and  you did not elect to participate in the Two Pot System before 1 September 2025 the above does not apply to you.  See https://uctrf.co.za/uctrf/members-over-55-on-1-march-2021.

These include:

These amounts will be deducted proportionately from the Vested Share and the Non-Vested Share of your benefit.