Criteria

Capital
Preservation
Portfolio

Balanced
Portfolio

Shari'ah Compliant
Balanced Portfolio 

Risk Profile

Low volatility and low expected investment returns

High volatility and high expected investment returns

Medium to high volatility and expected investment returns

Deals with

Final Payment Risk

Inflation Risk

Inflation Risk, and somewhat more conservative than the Balanced Portfolio

Suited for members

Within 2 years of retirement or exiting the UCTRF or drawing an income during retirement

7 years or more to retirement or exiting the UCTRF

5 to 7 years to retirement or exiting the UCTRF, and to comply with Islamic law