This website serves as a guide only.  The information on the website is not intended to be, and must not be regarded as, financial advice or advice as defined in the Financial Advice and Intermediary Services Act (37 of 2002).  The editors, the University of Cape Town Retirement Fund (the ‘UCTRF’), the UCTRF’s Trustees, the Principal Officer and staff of the UCTRF, together with the UCTRF’s service providers, shall not be liable for any loss or harm or damage which may be suffered by any person as a result of the use or reliance upon the information presented herein.  In the event of any discrepancy between the information on the website and either the registered UCTRF's rules or the UCTRF’s Insurance Policies, the Rules and Policies will prevail.  The Pension Funds Act 25 of 1956 overrides all Rules and Insurance Policies.

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