Life Annuity Calculator

Please scroll down for the tool and the results.


  • The annuity products and rates have been provided by Sanlam.  For information on the products offered by other Insurers as well as more up to date annuity rates, kindly contact your personal financial adviser. 
  • The annuity rates are updated monthly once the table has been received from Sanlam.
  • No commission has been included.
  • Pensions are payable at the end of each month with is likely to be later than the day on which your salary is currently paid each month.
  • The expected pensions are all for life and no guaranteed periods have been allowed for.  Should you wish to include a guaranteed period, kindly speak to your financial adviser.
  • The expected monthly pension is the initial gross amount (before tax, other deductions and increases).
  • Joint life (spouse's) pensions reduce to 75% at the death of the principal pensioner.
  • In the case of a male, Sanlam has assumed the spouse to be female and 3 years younger and vice versa.
  • PRI is the post-retirement interest rate.
For more information on the different pension options referred to in the calculator below, please click here.

For a definition on the different pension products listed below, please click here.

The information is subject to a disclaimer.


Total fund credit
Marital Status

Our Contact Details



021 650 2934

Please send all comments or questions to:

Fund website: