Death Cover Calculator

This Death Cover Calculator provides you with a guideline of how much death cover you may need, to assist your family in maintaining a similar lifestyle to the one they currently enjoy, should you pass away. 

The benefit provided to your Beneficiaries through the UCTRF and your Employer, if you should die, is as follows:

  • your Accumulated Retirement Savings in the UCTRF, plus
  • UCTRF death cover 1x to 5x your annual CoE (depending on the multiple you chose), plus
  • Separate group death cover 1x to 5x your annual CoE (depending on the multiple you chose).
In addition to these benefits your family may also receive your funeral benefit, if you did not opt out of this cover (for further information click here https://uctrf.co.za/uctrf/funeral-benefits) and any other death cover and investments you may have in your personal capacity.


Death Cover Calculator
This is the Death Cover Calculator which allows you to calculate your death cover and to assess your death cover needs. Please complete all the fields.
 
DISCLAIMER:
  • The results provided below are based on assumptions and therefore just for illustrative purposes.
    Please speak to your personal financial planner for confirmation on how much death cover you will need.
    (For further information regarding appointing a financial advisor and preferential rates offered to UCTRF members click here.)
  • No assumptions are made concerning taxation in the calculator below.
    Please refer to the Taxation Section for more information on the tax applicable.
Yes, I have read and understood the disclaimer


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